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Deposit Rates

 

Certificates of Deposit
CD TermInterest Rates %APY* %Minimum Balance to Open Account and Earn Interest
7-89 Day .20 .20 $1,000.00
3 Month .20 .19 $1,000.00
6 Month .20 .19 $1,000.00
9 Months .20 .19 $1,000.00
12 Month .30 .30 $1,000.00
18 Month .40 .40 $1,000.00
24 Month .50 .50 $1,000.00
36 Month .70 .70 $1,000.00
48 Month .80 .80 $1,000.00
60 Month 1.00 1.00 $1,000.00
72 Month  1.20  1.20 $1,000.00 
84 Month 1.50 1.51 $1,000.00

Penalty may be imposed for early withdrawal. Penalties reduce earnings.

 

Callable Certificates of Deposit
CD TermNon-call PeriodInterest Rate % APY* %Minimum Balance to Open Account and Earn Interest
18 Month 90 Days .45 .45 $1,000.00
3 Year 90 Days .75 .75 $1,000.00
5 Year 90 Days 1.25 1.25 $1,000.00
7 Year 90 Days 1.60 1.60 $1,000.00

Penalty may be imposed for early withdrawal. Penalties reduce earnings.

 

Savings Account
Account BalanceInterest Rate %APY* %Minimum Balance to Open Account and Avoid Service Charge
$0.01 and over .05 .05 $100.00

Interest rates are subject to change without notice.
Fees may reduce earnings.

 

Tiered Interest Checking
Account BalanceInterest Rate %APY* %Minimum Balance to Open Account (1)
$0.01 - $2,499.99 .01 .01 $25.00
$2,500.00 - $9,999.99 .05 .05 $25.00
$10,000.00 and over .10 .10 $25.00

(1) $2,500 average daily balance to avoid a service charge.

Interest rates are subject to change without notice.
Fees may reduce earnings.

 

New Century Money Market
Account BalanceInterest Rate %APY* %Minimum Balance to Open Account and Avoid Service Charge
$0.01 - $9,999.99 .05 .05 $1,000.00
$10,000.00 - $49,999.99 .05 .05 $1,000.00
$50,000.00 - $99,999.99 .10 .10 $1,000.00
$100,000.00 and over .15 .15 $1,000.00

Interest rates are subject to change without notice.
Fees may reduce earnings.

 

* Annual Percentage Yields (APY) are accurate as of 5-17-13 and are subject to change at any time without notice.

This bank is a member of the Federal Deposit Insurance Corporation (FDIC) and, as such, insures each depositor up to at least $250,000.