General Charges for Penn Security Accounts

Account Reconciliation - per hour (minimum charge $5.00) $20.00
Certified Check $20.00
Checks returned or paid against insufficient or unavailable funds, and for all overdrafts or return of post-dated checks - charge per item $30.00
Overdrafts - If the account remains overdrawn for more than one day, a charge equal to the greater of the daily interest on the overdraft amount at a rate of 4% over Prime, or a charge per day of $ 5.00
Copies of checks, deposit tickets, or other documents - each (up to 5 checks annually/no charge) $ 1.00
Check Orders and Special Deposit Ticket Orders - Fee depends on style of checks and deposit tickets ordered Variable
Domestic Collection Items $10.00
Overdraft Protection for Checking, Savings - Fee per transfer from PSB credit card to cover overdraft $ 3.00
Research time per hour to retrieve copies of items on your account (minimum $5.00) plus %.50 per copy $20.00
Returned deposit items - unpaid checks cashed by us or deposited to your account - per item $ 7.50
Special Statement - mid-cycle $ 5.00
Stop Payment Order - per item $30.00
Money Order $ 4.00
Cashier's Check $ 5.00
Coupon Collections - per envelope $18.00
Tax Levy - per levy $50.00
Writ of Execution/Garnishment/Interrogatories $50.00
Balance Inquiry $ 1.00
Telephone Transfers $ 3.00
Wire Transfers - within United States:
--Incoming
--Outgoing

$10.00
$20.00
Wire Transfers - Foreign $ 30.00
"People Server" ATM Cards - per month per card
No charge for ATM withdrawals at Penn Security Bank ATM locations or at 90,000 MasterCard, Cirrus, and MAC ATM locations
$ 1.00
Improperly encoded checks - per check $ 1.00
Replacement for lost ATM cards $ 5.00
W-9/W-8 Form not on file (fee per month) $ 3.00
Passbook Savings closed within 6 months of opening $ 5.00
Escheat Fee $50.00
IRA External Transfer Fee $25.00
Savings Low Balance fee - per month if daily balance falls below $100.00 any day of month $ 2.00
Business Checking and Business NOW Account
Monthly Maintenance Fees
--Truncated
--Non-Truncated


$ 6.00
$ 8.00
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© 2008 Penn Security Bank & Trust Company
A Subsidiary of Penseco Financial Services Corporation

Visit us at any one of our branch offices
or call us toll free: 800.327.0394
www.pennsecurity.com