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Home EquityHome Equity Loans

Home Equity Loans are secured by the equity in your home. They enable you to borrow up to 80% of the appraised value of your home less any existing mortgages or liens.

Use the equity in your home for home improvements, college tuition, a special vacation, or to consolidate credit card debt. Our experienced loan officers will assist you in selecting the loan that is right for you. 


Term Loans

Term Loans

Home Equity Term Loans provide you with a fixed amount of money at a fixed interest rate, repayable over terms of 3, 5, 10, or 15 years.

Lines of Credit

lines of credit

Home Equity Lines of Credit provide you with an approved credit limit under which you may borrow, repay and re-borrow amounts for your specific purposes. The interest rate is variable with a 10-year draw period and repayment based upon a 20-year amortization of principal.

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