Home Equity Loans
Home Equity Loans are secured by the equity in your home. They enable you to borrow up to 80% of the appraised value of your home less any existing mortgages or liens.
Use the equity in your home for home improvements, college tuition, a special vacation, or to consolidate credit card debt. Our experienced loan officers will assist you in selecting the loan that is right for you.
Term Loans
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Home Equity Term Loans provide you with a fixed amount of money at a fixed interest rate, repayable over terms of 3, 5, 10, or 15 years.
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Lines of Credit
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Home Equity Lines of Credit provide you with an approved credit limit under which you may borrow, repay and re-borrow amounts for your specific purposes. The interest rate is variable with a 10-year draw period and repayment based upon a 20-year amortization of principal.
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