Learn about special products offered by Penn Security.

Now is the time to get your first mortgage... or refinance your current mortgage!

“Like it was made just for us.” Totally FREE Checking

“Keeping up with our family expenses means cutting corners and saving for the most important things. Expensive checking accounts just aren’t practical for us. We’re so happy we found Totally Free Checking because it’s really free and comes with plenty of extra, free benefits.” • Always FREE • No minimum balance • No monthly service charge • No per check charge & • unlimited check writing • FREE Check Card • FREE Online Banking • FREE & Easy Switch Kit

You can also choose from these versatile personal checking accounts. Ask for complete details

Interest Checking Earn competitive interest. No monthly service charge when you keep a low $500 minimum balance. FREE Checking with Interest It’s free when you sign up for convenient Direct Deposit. High Interest Checking with Tiered Interest The larger your balance, the higher the interest tier your balance earns.

“It's perfect for me.” 50+ Checking with Free Checks

"I’m glad a friend told me about this account because it has the kind of benefits I want. It’s not only free checking, I get free checks, too. That’s great by itself, but this account gives me a free debit card. I bought my friend lunch for recommending Penn Security to me.” • FREE for customers age 50 • or better • FREE checks • No minimum balance or • monthly service charge • No per check charge • unlimited check writing • FREE Check Card • FREE Online Banking • FREE & Easy Switch Kit

© 2008 Penn Security Bank & Trust Company A Subsidiary of Penseco Financial Services Corporation Penn Security Bank and Trust Company is an Equal Housing Lender Main Office: 150 N. Washington Ave., Scranton, PA 18503 Toll-free:1.800.327.0394 / 570.346.7741 www.pennsecurity.com