Connect with us
CALL TOLL FREE 800-327-0394

Merchant AdvantageMerchant Advantage

Our new Merchant Advantage Program offers a complete package of customized benefits – all designed to save you time and money and all backed by personalized customer service from your local experienced Penn Security banker. We want to make everyday banking fast and easy for you so you have more time to do what you do best...grow your business.


FREE Small Business Checking Account

Merchant Advantage Free Business Checking img

We offer big help for your small business. This account is designed for small businesses with limited monthly transactions.

  • No minimum balance
  • No monthly service charge
  • 350 FREE transactions each month. Transactions include the following items – deposits, checks written and deposited and other debits and credits.

Merchant Money Market Account

Merchant Advantage Money Market img

Earn a higher rate of interest on our money market account designed specifically for customers participating in our Merchant Advantage program.


FREE Online Banking

Merchant Advantage Online Banking

Our Online Banking service allows you 24-hour access to your accounts. View account information, pay your bills, and transfer funds between accounts and between banks – all at no charge. And, you can download your account information directly into your money-management software for greater control and simplified bookkeeping.

FREE Telephone Banking

Merchant Advantage Telephone Banking

Use our Telephone Banking Line – a safe, easy and convenient way to access your account 24 hours a day / 7 days a week. Sign up today!


Business Credit Cards

Merchant Advantage Business Credit Cards img

A business credit card allows you to make purchases now and pay for them later from your monthly profits – better cash flow for you and a detailed monthly statement that tracks all of your purchases...all at a discounted rate.


Merchant Line of Credit

Merchant Advantage Line of Credit img

With a Merchant Line of Credit, we can help you grow your business. We offer discounted rates, favorable terms and no fees. Quick decisions and turnaround time are top priorities at Penn Security Bank.


FREE Business Profitability & Peer Analysis

Merchant Advantage Peer Analysis img

We’ll provide you with detailed information regarding profitability for your sector so you can see how you match up with your competition.


Complimentary Financial Checkup

Merchant Advantage Financial Checkup img

Let us work with you in reviewing your finances to make sure your plans have the focus and flexibility that your business demands. We offer a full range of financial services for every stage of your life. Our consultants can provide the professional advice you need for retirement planning.