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Mortgage Rates | Home Equity Rates

 

Mortgage Rates

Fixed Rate Mortgages (1) (3)
MaturityInterest Rate%PointsAPR%Monthly Payment Per $1,000
10 years 3.375 0 3.484 9.84
15 years 3.500 0 3.576 7.15
20 years 4.125 0 4.185 6.13
25 years 4.500 0 4.551 5.56
30 years 4.500 0 4.545 5.07
Adjustable Rate Mortgages (1) (2) (3) (8)
MaturityInterest Rate%PointsAPR%Monthly Payment Per $1,000
1 Year ARM 2.875 0 2.957 4.15
3-1 2.875 0 2.951 4.15
5-1 2.875 0 2.945 4.15

 

Home Equity Rates

Home Equity Term Loans (6)
MaturityInterest Rate%APR%Monthly Payment Per $1,000
3 Years 3.490 3.490 29.29
5 Years 3.740 3.740 18.30
10 Years 4.490 4.490 10.36
15 Years 5.490 5.490  8.17
Home Equity Line of Credit  (2) (4) (5) (6) (7)
Introductory Interest Rate for First Six MonthsCurrent Non-Introductory Interest Rate After Six Months
3.990% Prime + .74%

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(1) All interest rates and APRs include a .25% reduction for auto draft of payment from a Penn Security Bank account.

(2) Rates may change after consummation of loan.

(3) Rates/APRs apply to conventional purchase and no cash out refinance of a single family, owner-occupied residential property with 25% down with a credit score of 740 or greater. (APR  is based on $100,000 loan amount)  Other rates and terms available.

(4) Maximum Rate for Home Equity Lines of Credit is 18%.

(5) Range of Fees for Home Equity Lines of Credit is $0-$400.00.

(6) All interest rates and APRs include a .50% reduction for auto draft of payment from a Penn Security Bank account.

(7) Wall Street Journal Prime Rate is 3.25% as of 11/28/12.

(8) APR based upon $100,000, 30-year loan

 Annual Percentage Rates are accurate as of 4-17-2014 and are subject to change at any time without notice.