Mortgage Rates | Home Equity Rates
Mortgage Rates
| Maturity | Interest Rate% | Points | APR% | Monthly Payment Per $1,000 |
|---|---|---|---|---|
| 10 years | 2.625 | 0 | 2.733 | 9.49 |
| 15 years | 2.750 | 0 | 2.824 | 6.79 |
| 20 years | 3.250 | 0 | 3.308 | 5.68 |
| 25 years | 3.625 | 0 | 3.674 | 5.08 |
| 30 years | 3.625 | 0 | 3.668 | 4.57 |
| Maturity | Interest Rate% | Points | APR% | Monthly Payment Per $1,000 |
|---|---|---|---|---|
| 1 Year ARM | 3.250 | 0 | 2.988 | 4.36 |
| 3-1 | 3.750 | 0 | 3.148 | 4.64 |
| 5-1 | 4.250 | 0 | 3.436 | 4.92 |
Home Equity Rates
| Maturity | Interest Rate% | APR% | Monthly Payment Per $1,000 |
|---|---|---|---|
| 3 Years | 3.490 | 3.490 | 29.29 |
| 5 Years | 3.740 | 3.740 | 18.30 |
| 10 Years | 4.490 | 4.490 | 10.36 |
| 15 Years | 5.490 | 5.490 | 8.17 |
| Introductory Interest Rate for First Six Months | Current Non-Introductory Interest Rate After Six Months |
|---|---|
| 3.990% | Prime + .74% |
(1) All interest rates and APRs include a .25% reduction for auto draft of payment from a Penn Security Bank account.
(2) Rates may change after consummation of loan.
(3) Rates/APRs apply to conventional purchase and no cash out refinance of a single family, owner-occupied residential property with 25% down with a credit score of 740 or greater. (APR is based on $100,000 loan amount) Other rates and terms available.
(4) Maximum Rate for Home Equity Lines of Credit is 18%.
(5) Range of Fees for Home Equity Lines of Credit is $0-$400.00.
(6) All interest rates and APRs include a .50% reduction for auto draft of payment from a Penn Security Bank account.
(7) Wall Street Journal Prime Rate is 3.25% as of 11/28/12.
(8) APR based upon $100,000, 30-year loan
Annual Percentage Rates are accurate as of 5-15-2013 and are subject to change at any time without notice.
- MEMBER FDIC.
EQUAL HOUSING LENDER