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Merchant ServicesMerchant Services
Credit Card Processing

Accepting MasterCard®, VISA®, Discover® and other cards gives your customers more payment options. This translates to larger sales and your customers buying more. For more information, contact our Merchant Services Department at 800 327 0394, option 3.




Lower Costs For You



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Penn Security Bank offers one of the lowest merchant rates in our market. Funds are deposited into a no-service charge checking account, or if you desire, an interest bearing account. We have NO HIDDEN COSTS that many other processors and banks charge. You and your business will greatly benefit by the low costs of processing charge cards with Penn Security Bank.

Top Quality Service


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At Penn Security Bank we believe customer service is very important. If you have any questions or problems with your merchant account, our local, experienced merchant representatives will resolve them.

Our System Features

  • Low merchant discount rates
  • High speed processing
  • State of the art technology, no long term contracts, cancellation or termination fees. If dissatisfied with service or price, you can leave at any time
  • Access to your account by using Penn Security’s FREE Online Banking

Increase Your Cash Flow


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Using Penn Security Bank for card sales gives you fast availability of your funds. After balancing and settling your terminal, the funds are processed and credited to your account within two business days.

Easy Balancing and Settling of Your Terminal


Merchant Services Easy Balancing

Just keying in the daily batch total of transactions and dollar amount, at the end of each day, balances and settles the terminal. Your funds are then credited to your account. That is all you need to do!

Worry-Free Maintenance of Your Account


Merchant Services Worry Free

Penn Security Bank will provide a detailed merchant statement on a monthly basis as well as a monthly bank account statement. This makes reconciling your account fast and easy. Also, our FREE Online Banking allows you to view your current account online. You may use this system to transfer funds, invest funds or just view your daily account activity.

Access to other Banking Services


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By becoming a Penn Security charge card processing merchant, you become a bank customer. Because we are a bank and not just a card processor, we can offer to you other business services such as business loans, lines of credit, money market accounts, investment opportunities and much more.

For details DOWNLOAD our Merchant Advantage brochure.


As you can see, the Penn Security Bank draft capture system can benefit your business in many ways. Why not give Penn Security’s Charge Card Department a call at 570 346 7741, option 3 or toll-free at 800 327 0394.