Cosmic Card...
It's a Debit Card...
It's a MasterCard!
It's an ATM CARD!

It's That Simple.

Earn Rebates! Receive Free Checking!

NO ANNUAL FEE, MONTHLY FEE OR PER TRANSACTION FEE charged by Penn Security regardless of where the card is used.

Use Cosmic Card worldwide at MASTERCARD, MAC, CIRRUS, NYCE, PLUS, AMEX, HONOR and STAR ATM locations.

Use Cosmic Card in retail stores, supermarkets, and other locations that accept the MAC card for payment.

Cosmic Card can be used worldwide at hotels, airlines, car rental agancies, restaurants, department stores or specialty shops that honor MasterCard.

The Cosmic Card is a check card, a credit card, and an ATM card, all in one. There is NO ANNUAL FEE, NO MONTHLY FEE, and NO PER TRANSACTION FEE. When linked to the SUNNY DAY MORTGAGE CREDIT PLAN, Cosmic Card use earns rebates that are applied to the principal balance of your Penn Security Bank Mortgage or Home Equity Loan, or TERI Student Loan, saving you hundreds, even thousands of interest dollars. If you do not currently have one of these loans with us, rebates will be accrued for a four year period. Furthermore, your rebates are transferable to family members considering a loan relationship with Penn Security.

$100,000 in free common carrier travel life insurance when tickets are purchased using Cosmic Card as a MasterCard.